Well regarded financier and household name. Combine your data analytical and credit risk expertise to provide effective risk management support.
12 month parental leave cover role with a global financier and well respected household name looking for a driven individual to contribute and provide expertise to the collections and credit risk team.
You will form part of a small dynamic team that will be responsible for analysis and reporting on the credit risk lifecycle, in particular As part of a dynamic and motivated close-knit team, you will report to the Chief Risk Officer, specialising in Collections Portfolio.
You will be responsible for enhancing and maintaining credit collections policies on write-offs, debt sales and collections by providing quantified recommendations on credit risk triggers and will oversee the optimisation of the retail credit life cycle.
On a day-to-day basis, you will:
Use analytical tools and software to provide quantified recommendations to senior stakeholders by implementing, monitoring and maintaining i) collections ii) write-off iii) recovery and iv) debt sale strategies
Assist portfolio management to improve credit risk triggers including identifying sources of delinquency and loss indicators
Build trusting relations with customers as well as external auditors and regulators
This global finance organisation provides a platform for professional development in a cohesive, flexible and collaborative working environment. A global finance household name with rich experience and success in providing debt solutions to Australian clients. This organisation strongly supports professional development for all employees and provides a culture of flexibility, friendliness and exciting staff benefits while genuinely supporting career progression.
THE SUCCESSFUL CANDIDATE
To be successful in this role you will have:
4+ years credit risk experience in retail banking
Solid understanding of retail credit life cycle: acquisitions (judgemental and automated); retail credit policy; account management; collections and recoveries
Ability to verbally and in written form present to senior stakeholders issues in risk collections portfolio in a concise manner
Demonstrated software and analytical tool experience (e.g. PowerBI, SQL, SAS) and the ability to interpret this data into simple trends
Goal oriented focus, with the ability to motivate and lead a team in driving innovation and outcomes
Morgan McKinley is acting as an Employment Business in relation to this vacancy.