Line 2 Retail Credit Risk Product Manager - 'Big 4' Bank

$100k - $120k
Sydney CBD
02 Jun 2019

Line 2 - Leading 'Big 4' Bank. Own the end-to-end management of unsecured risk portfolio. Combine your analytical and product skills to interpret data and provide strategic advice to the business


Reporting to the Senior Risk Manager, you will work closely with a team of 4 to own the end-to-end management of the unsecured risk portfolio and provide 2nd Line advice to the business. This role will see you combine your analytical and product magement skills to interpret unsecured risk data to advise on pockets in account segments, approval ratings, trends and validations to improve or optimise the portfolio.

On a day-to-day basis you will:

  • Develop and monitor unsecured credit policy in-line with performance and customer objectives
  • Provide reporting and analysis of portfolio trends that help drive change to optimize portfolio performance and customer experience
  • Establish and maintain "best practice" risk management processes and techniques that support the stated risk appetite, product and customer strategy
  • Act as a key support to Executive Risk Managers by developing profitability based strategies for new account acquisition across multiple unsecured products and brands


This is a leading domestic bank which puts the customer at the core of everything they do. This organisation prides itself on its culture - with a real committment to professional development, mentorship and a platform to promote from within.


To be successful in this role you will possess:

  • 3-5 years' experience risk experience in retail banking
  • Strong communication skills (oral / written)
  • Demonstrated SAS programming skills and knowledge of unsecured credit product data
  • Ability to extract, manipulate and analyse data
  • Practical experience in credit underwriting and credit policy setting
  • Outcomes focused and an ability to work autonomously

To express your interest in this opportunity please apply now. For any questions please call Renee Patu 02 8986 3120 or email:

Morgan McKinley is acting as an Employment Agency in relation to this vacancy.

Renee Patu's picture
Consultant | Risk & Compliance
Sydney +61 (0)2 8986 3120 |